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Buying

Documents Buyers May Need

A general checklist of documents that commonly appear in a Dubai apartment purchase.

Requirements depend on who is buying, what is being bought and how it is financed. This is a general orientation checklist, not a definitive list; confirm the exact requirements with the Dubai Land Department, the registration trustee and your lender.

Identity and status

  • Valid passport for each buyer.
  • Emirates ID and residence visa copy, where the buyer is a UAE resident.
  • Proof of address and, in some cases, source-of-funds documentation.
  • Power of attorney, properly executed and attested, if someone is acting on your behalf.

Transaction documents

  • The signed sale contract used for the transaction.
  • Proof of deposit payment.
  • The developer's no-objection certificate for resale transfers.
  • The seller's ownership documentation and, where relevant, mortgage release evidence.

Where a mortgage is involved

  • Pre-approval or final offer letter from the lender.
  • Income and employment documentation required by the bank.
  • Bank statements over the period the lender specifies.
  • Valuation report commissioned by the lender.

Company purchases

  • Trade licence and constitutional documents.
  • Board or shareholder resolution authorising the purchase.
  • Identification for authorised signatories and, often, beneficial owners.
  • Any additional documents required for offshore or free-zone entities.

Frequently asked questions

Do non-residents need a UAE bank account to buy?
Not necessarily for a cash purchase, though payment routing and mortgage financing may require one. Requirements vary by bank and transaction, so confirm in advance.