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Buying

Dubai property buying cost calculator

Estimate what a Dubai apartment purchase costs on top of the price. Official, rule-based fees are calculated from published Dubai Land Department figures; variable costs such as commission, bank charges and developer fees are shown separately and remain fully editable.

Your transaction

Property type
How is the purchase funded?

Official / rule-based costs

Registration fee share used in this estimate

Dubai Land Department publishes the registration fee as 2% payable by the seller and 2% by the purchaser. In some transactions, the parties may agree on a different allocation. Select 4% only if you want to estimate a scenario where the purchaser bears the full registration fee.

Trustee fee applies the official threshold automatically: AED 2,000 + VAT below AED 500,000, AED 4,000 + VAT at AED 500,000 or above.

Estimated / variable costs

These are not government-fixed amounts. They depend on the property, provider, developer and financing setup. Every item is estimated and user-adjustable, change the value or switch it off.

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Your estimate

Official / rule-based costs

DLD sale registration fee (2%)
AED 30,000
Title deed issuance: AED 250
AED 250
Knowledge fee (AED 10)
AED 10
Innovation fee (AED 10)
AED 10
Registration trustee fee (incl. 5% VAT)
AED 4,200
Subtotal, official / rule-based
AED 34,470

Estimated / variable costs

Broker commission (estimated) (2%)
AED 30,000
Subtotal, estimated / variable
AED 30,000
Estimated additional buying costs
AED 64,470
Estimated total acquisition cost
AED 1,564,470

Estimate only

This calculator provides an indicative estimate based on the information entered and currently published fee information. Actual transaction costs may differ depending on the property, transaction structure, financing, developer, service providers and applicable rules at the time of purchase.

This calculator is provided for general informational purposes only. It is not a quotation and does not constitute legal, financial, tax, mortgage or investment advice. Always verify current fees and requirements with the Dubai Land Department, your lender and appropriately qualified professional advisers before making a purchase.

Potential additional / transaction-specific costs

  • Developer, administration or Oqood-related charges on off-plan purchases
  • Developer NOC fee on resale transactions
  • Bank arrangement, valuation, life and property insurance costs
  • Service charges, utility connection and deposits after handover
  • Power of attorney, translation or conveyancing costs

Official sources

Last verified: 9 August 2026

Want to understand each cost? Read our complete guide to Dubai property buying fees.

What this tool does and does not do

  • Official costs are calculated from published DLD rules; variable costs are your own estimates.
  • Off-plan purchases register through the initial sale registration (Oqood) process, no second 4% fee is applied, and the AED 1,000 Oqood self-registration fee is published as a developer fee, so it is not added to buyer costs.
  • The default registration share is the officially published 2% purchaser share; the full 4% is an optional scenario, not a legal buyer obligation.
  • Broker commission, developer and NOC fees are not government-fixed amounts.
  • Bank arrangement, valuation and insurance costs vary by lender.
  • Service charges, utility deposits and move-in costs are ongoing or post-transfer items.

Frequently asked questions

How much does it cost to buy an apartment in Dubai?
Beyond the purchase price, buyers typically budget for the Dubai Land Department transfer fee, a title deed issuance fee, a registration trustee office fee, and: where applicable: mortgage registration costs and agency commission. The exact amounts depend on the current official fee schedule and your transaction.
What is the DLD sale registration fee in Dubai?
The Dubai Land Department sale registration fee totals 4% of the purchase price and is published as 2% seller and 2% buyer. Which share is actually paid by whom depends on the contractual setup of the specific transaction, so it should be checked for each purchase.
Are agency commission and NOC fees fixed in Dubai?
No. Agency commission is a market convention and negotiable, and developer NOC fees are set individually by each developer. They are not government-fixed amounts, which is why this tool treats them as optional, editable inputs.
How much is mortgage registration in Dubai?
Mortgage registration is charged at 0.25% of the mortgage value and applies only where the purchase is financed. Bank arrangement, valuation and insurance charges are separate, lender-specific costs and are not government-fixed.
Do off-plan buyers pay the 4% fee twice in Dubai?
No. Off-plan purchases are registered through the Dubai Land Department provisional registration (Oqood) process; this does not create a second 4% registration fee on top of the sale registration fee. Any developer or administration charges are transaction-specific.
Is this calculator an official fee quote?
No. It is an estimation tool using rates you enter yourself. Official fees are set and updated by the Dubai Land Department and other authorities, and must be confirmed with them or a registered trustee office before you commit.

Official sources & methodology

This site is independent research. It is not a brokerage and not a legal, financial or tax adviser. Official rules, fees, eligibility criteria and procedures can change, so the current position should be verified directly with the responsible authority before acting.

This calculator is for orientation only. It does not quote official fees and does not replace confirmation from the Dubai Land Department or a registration trustee office.

Source links checked on 15 August 2026.